Debt Payoff Roadmap
Make a clear plan to pay down your debts, one balance at a time.
A practical guide to listing your debts, comparing the snowball and avalanche methods and following a payoff plan month by month. Includes 6 chapters, a Debt Payoff Calculator, a Payment Tracker and an Extra Payment Finder. One-time payment, lifetime access.
- 6 step-by-step chapters
- Debt Payoff Calculator
- Monthly Payment Tracker
- Extra Payment Finder
- Downloadable PDF
A guide you use, not a file you forget
Debt Payoff Roadmap runs as a web app in our member area. Read a chapter, use the tools, tick off the action, and pick up exactly where you left off.
6 guided chapters
Short, step-by-step chapters with a progress bar that shows what you have read and what comes next.
Debt Payoff Calculator
Enter the total you can put toward debt each month (minimums included) and choose a method: 1 for avalanche (highest APR first) or 2 for snowball (smallest balance first). List each debt with its balance, APR and minimum payment. The calculator simulates month by month, estimating interest as balance × APR ÷ 12 and rolling freed minimums onto the next target, and compares both methods. Results are illustrative estimates, not a quote from your lenders.
Monthly Payment Tracker
Log each payment you make: the month, which debt, the amount paid and the new balance from your statement or account. The summary totals what you have paid, shows the latest balance for every debt and counts the debts you have already brought to zero.
Extra Payment Finder
List each bill you cut, cost you trimmed or source of money you redirect, with the monthly amount it frees up. Enter your current monthly debt amount, and the summary shows your total extra per month and per year and your new monthly amount to enter in the Debt Payoff Calculator.
Action Roadmap
One concrete action per chapter, collected in a checklist so you always know the next thing to do in your kitchen.
Downloadable PDF
Every chapter in one clean, printable document. Save it as a PDF to read offline or keep a copy in the kitchen.
Chapter by chapter
A clear overview of what Debt Payoff Roadmap covers, so you know exactly what you are getting before you buy.
Format & delivery
- Interactive web app: chapters, tools and an Action Roadmap. Nothing to install.
- Your reading progress and tool entries are saved automatically in your browser.
- A downloadable PDF of every chapter for offline reading or printing.
- One-time payment in USD. No recurring charges.
- 01
See the Full Picture: List Every Debt
Gather every statement, record the balance, APR, minimum and due date of each debt, and learn to read the parts of a credit card statement that matter most.
- 02
Stop the Bleeding: No New Debt, Every Minimum Paid
Build a small cash buffer, set clear rules for your cards, and protect your on-time record so the plan has a stable base to work from.
- 03
Choose Your Order: Snowball vs Avalanche
Understand the two classic payoff orders, see a worked month-by-month comparison with real numbers, and pick the one you will actually stick with.
- 04
Find Extra Money for Your Payments
Review recurring bills, trim everyday spending without misery, and redirect one-time cash so every month's target payment gets bigger.
- 05
Talk to Your Lenders Yourself
Prepare for the call, use simple scripts to ask about a lower APR, hardship options or a new due date, and learn the warning signs of debt relief scams.
- 06
Stay on Track Until the Last Balance
Run a 20-minute monthly review, celebrate milestones without spending, roll every freed payment forward, and protect yourself from sliding back.
One product. One price.
Pay once and keep access. Your login is emailed right after payment.
Debt Payoff Roadmap
$27USD · one-time payment
- 6 step-by-step chapters
- Debt Payoff Calculator
- Monthly Payment Tracker
- Extra Payment Finder
- Downloadable PDF
- Progress tracking and Action Roadmap
Secure checkout · Instant access · 7-day refund policy
Questions, answered
Debt Payoff Roadmap is an interactive web app with 6 chapters, 4 built-in tools (including an Action Roadmap) and progress tracking. You can also save every chapter as a PDF for offline reading or printing.
Right after payment we email your login details to the address you used at checkout. Log in on our website and the app opens in your browser. Nothing to download or install.
Yes. You pay $27 (USD) once and keep access to Debt Payoff Roadmap. There are no recurring charges.
Yes. The app works in any modern browser on phone, tablet or desktop. Your progress and tool entries are saved in the browser you use.
No. The first chapter starts from the basics, every method is explained step by step with worked examples, and the built-in tools do the arithmetic for you.
Write to us within 7 days of your purchase for a full refund. See our Refund Policy for the details.
No guide can promise that, and we never do. Debt Payoff Roadmap teaches methods, routines and tools; any result depends on your own income, expenses and circumstances. It is educational content, not financial, legal or tax advice.
7-day refund policy
If Debt Payoff Roadmap is not right for you, email us within 7 days of purchase for a full refund. Details in our Refund Policy.